Home Loan

A Place to Call Your Own Flexible Home Finance
HOME LOAN
Plan Your Dream Home Dream Home Flexible Home Finance
Comfortable Repayments New Home Flexible Home Finance
Simplified Process Home Upgrade Flexible Home Finance
Trusted Financing Construction Flexible Home Finance
Flexible Tenure Renovation Flexible Home Finance
Member Advantage Property Purchase Flexible Home Finance
Personal Guidance As Per Eligibility Flexible Home Finance
Financing As Per Who Can Apply?
Why Choose Our Home Loan?
  • A clear and guided application journey
  • Straightforward documentation with practical requirements
  • Rates designed to keep repayment manageable
  • Financing support for purchase, construction or improvement
  • Repayment options aligned with applicable society rules
  • Loan amounts based on eligibility and repayment capacity

Who Can Apply?

  • The applicant should be a registered member of the Cooperative Society.
  • The applicant must meet the minimum age requirement prescribed by the Society.
  • Valid KYC, income and supporting documents must be available for verification.

Documents You’ll Need

  • Membership ID or valid registration proof
  • Aadhaar Card and PAN Card
  • Recent passport-size photographs
  • Completed Home Loan Application Form
  • Bank account details and applicable supporting documents

A Rate That Works With Your Plan

As Per Society Policy
The applicable rate will be determined according to the prevailing Society policy and approved loan terms.

A Repayment Plan Made For You

Up to 120 Months
Tenure depends on eligibility, loan amount and applicable Society rules.
Important Things To Know
1 Start With The Right Foundation
  • Only gold ornaments (18K / 22K) will be accepted
  • Gold coins/bars not accepted as per policy
  • Final valuation will be done by authorized appraiser
2 A Loan Amount Aligned With Your Needs
  • Loan will be sanctioned up to 75%–80% of gold market value
  • Final amount depends on purity & weight verification
3 Clear Costs, No Surprises
  • Interest will be charged on monthly flat basis (as per society rules)
  • Additional charges may include: Processing Fee, Appraisal Charges, Late Payment Penalty
OFFICE HOURS
10:00 AM - 07:00 PM

Monday to Saturday

01
LUNCH BREAK
02:00 PM - 02:30 PM

Daily lunch break

02
WEEKLY HOLIDAY
Tuesday Closed Closed

Office remains closed

03